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ABOUT COEQUAL NIDHI

Empowering Financial Growth Through Trust and Innovation

COEQUAL NIDHI, established in the year 2022, embodies the spirit of trust and financial empowerment. Guided by our motto, “Grow with Confidence,” and our vision, “Financial Equality for All,” we are dedicated to providing innovative financial solutions. Our focus areas include Fixed Deposits (FD), Recurring Deposits (RD), and Return-on-Investment plans that cater to a wide spectrum of customer needs.

We take immense pride in fostering a culture of transparency and reliability. Through a customer-centric approach, we are committed to enabling sustainable financial growth for individuals and communities. At COEQUAL NIDHI, our mission is to create accessible financial opportunities while ensuring ethical practices. Our comprehensive policies and guidelines serve as a code of conduct for our team, ensuring trust, innovation, and excellence in every endeavor.

Transparency and Integrity

As a locally rooted financial service provider, we pride ourselves on honest practices. With no hidden fees or jargon, we believe in keeping things simple and clear for our valued customers.

Tailored Financial Solutions

We understand that every customer is unique. Whether it's planning for your child's education, growing your business, or securing your retirement, [Your Company Name] provides solutions that fit your goals.

User-Friendly Technology

Our online platforms are designed with simplicity in mind, ensuring you can manage your finances with just a few clicks, wherever you are

Responsive and Personal Customer Service

At COEQUAL Nidhi, you’re not just another number. Our team is always here to listen and provide guidance whenever you need it, ensuring a personal and seamless experience.

Comprehensive Approach

COEQUAL Nidhi adopts a comprehensive approach to problem-solving, integrating strategy, technology, and execution. Our end-to-end services encompass every aspect of your business needs, ensuring seamless implementation and measurable outcomes that drive sustained growth.

Our wide range of services

Fixed Deposits

Secure your savings with our high-yield Fixed Deposit plans. COEQUAL Nidhi offers guaranteed returns that provide financial stability and peace of mind. With flexible tenures and competitive interest rates, our Fixed Deposits are tailored to meet your financial objectives, whether it’s for short-term goals or long-term aspirations.

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  • Perks
    • High and assured returns, ensuring a steady growth of your investment.
    • Flexible investment periods to suit your financial planning
    • Minimal risk, making it the ideal choice for individuals seeking secure savings options.
Fixed Deposits

Recurring Deposits

Save systematically and grow your wealth with our Recurring Deposit schemes. COEQUAL Nidhi’s RD plans are perfect for individuals aiming to develop a disciplined savings habit while earning attractive returns. Whether you’re saving for your child’s education, a dream vacation, or an emergency fund, our Recurring Deposits make it easier to reach your goals.

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  • Perks
    • Small, consistent monthly savings that lead to substantial returns.
    • Customized deposit tenures to match your specific financial needs.
    • Encourages financial discipline while offering attractive interest rates.
Recurring Deposits

Why Choose COEQUAL Nidhi for Your Financial Growth?

At COEQUAL Nidhi, we offer secure and rewarding investment options like Fixed Deposits (FDs) and Recurring Deposits (RDs). With competitive interest rates, flexible tenures, and options for periodic or maturity payouts, our services are designed to help you achieve your financial aspirations with confidence and stability.

Higher Rates for Seniors

Tailored Plans

Our flexible Fixed Deposit, Recurring Deposit, and ROI options are designed to adapt to your unique goals.

Higher Rates for Seniors

Innovative Financial Solutions

Stay ahead with our modern approach to investments and savings.

Higher Rates for Seniors

Exceptional Support

Our dedicated team is always available to assist and guide you through your financial journey.

Higher Rates for Seniors

Community-Centric Approach

We prioritize building strong relationships and fostering financial wellness in the community.

Our Mission and Vision
Our Vision

Quality and Equality

We are committed to achieving excellence while ensuring fairness in all that we do. 'Quality and Equality' reflects our dedication to delivering the highest standards in our products and services, while also promoting an inclusive environment where everyone has equal access to opportunities and resources. Together, we strive for a future where quality and equality go hand in hand.

Trust

Building long-term relationships through transparency. Clear policies and ethical practices ensure confidence in every transaction.

Customer Focus

Prioritizing your financial growth and peace of mind. We provide personalized solutions to match individual financial goals.

Community Impact

Strengthening our shared future through financial empowerment. Supporting economic growth within our member community.

Innovation

Offering modern financial solutions tailored to evolving needs. Continuously improving and introducing new financial products.

Our Experts Visionaries

Guided by Vision, Driven by Values

Founder & Managing Director

Mr.Jayanthinathan Prabakaran

We started this journey to empower individuals and communities with reliable financial solutions that contribute to long-term financial well-being and stability.

Co-Founder & Joint Director

Mrs.Rekha Sounderraj

Our mission is to provide exceptional financial services to our members, fostering sustainable saving habits and a disciplined approach to money management.

Frequently Asked Questions About COEQUAL Nidhi

COEQUAL Nidhi is a trusted financial institution that provides secure and reliable savings and investment solutions, including Fixed Deposits, Recurring Deposits, and high-return investment plans. We operate under the principles of mutual benefit, focusing on financial security and growth for our members.

A Fixed Deposit with COEQUAL Nidhi ensures high and assured returns on your savings, offering a risk-free way to grow your wealth. With flexible investment tenures and competitive interest rates, it’s an ideal choice for individuals looking for secure and stable financial growth.

A Recurring Deposit allows you to save systematically by depositing a fixed amount every month. This helps you build financial discipline while earning attractive interest over time. With customizable deposit tenures, it’s perfect for individuals looking to save for future goals.

Any Indian citizen above the age of 18 can become a member of COEQUAL Nidhi and open a Fixed Deposit or Recurring Deposit account. Required documents include identity proof, address proof, and a passport-sized photograph.

COEQUAL Nidhi operates with complete transparency in all its financial dealings. We follow strict regulatory guidelines, ensuring that all deposits and investments are handled ethically. Members receive clear terms, secure transactions, and detailed reports on their investments.

Penalty for premature withdrawal typically ranges from 0.5% to 1% of the FD interest rate. The exact penalty depends on the bank's policies.

A Loan against Fixed Deposit allows you to borrow money by pledging your FD as collateral. You can borrow up to 90% of your FD value at a lower interest rate compared to personal loans.

Yes, you can renew your Fixed Deposit after its maturity. Most banks offer automatic renewal options, or you can manually choose a different tenure or interest option.