Start Your Savings Now Secure your future with smart financial planning today!

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RD Savings Open Now

Secure Your Future with Recurring Deposits




We redefine financial excellence
COEQUAL Nidhi Membership with a robust suite of services tailored to
empower your wealth journey
Empowering Financial Growth Through Trust and Innovation
Joining COEQUAL NIDHI Membership means stepping into a world of secure financial growth and personalized support designed to empower your financial future. Here’s why becoming a member is a smart and beneficial decision. By becoming a member of Coequal Nidhi, you’re not just opening an account—you’re embracing a partnership that is dedicated to your financial well-being. Enjoy the benefits of secure investments, personalized services, and a community that supports your aspirations every step of the way.



Secure Savings & Investments

Benefit from high-yield Fixed Deposits and disciplined Recurring Deposits that offer reliable returns and steady financial growth.

Transparent Practices

We believe in complete transparency. With clear policies, regular updates, and ethical practices, you always know exactly how your money is working for you.

Expert Guidance

Gain access to professional financial advice and personalized support, ensuring you make informed decisions that enhance your financial well-being.

Innovative Investment Solutions

Leverage our expertise in maximizing returns on investments with tailored strategies that suit your aspirations.

Community & Support

Become part of a community focused on financial empowerment, backed by expert guidance and personalized customer service.




New Plans

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Recurring Deposit

Parijatha

15%

2 years

The Parijatha RD Scheme is a flexible and high-interest recurring deposit plan designed to help individuals grow their savings systematically.

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Recurring Deposit

Chandana RD Scheme

17.50%

3 years

The Chandana Recurring Deposit (RD) Scheme is an excellent investment option for individuals seeking steady and high returns on their savings.

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Recurring Deposit

Kadamba RD Scheme

20%

4 years

The Kadamba Recurring Deposit (RD) Scheme is designed for individuals seeking stable and assured returns on their savings.

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Recurring Deposit

Aswatha RD Scheme

25%

5 years

Looking for a smart way to grow your savings? The Aswatha RD Scheme offers a 25% return over 5 years, ensuring steady financial growth with security.

How to be NIDHI Member

"Simple Steps to Join Our Community”

Fill Out the Membership Form

Provide your basic details and select your preferred service (Fixed Deposit or Recurring Deposit).

Submit Your Documents

Upload required documents such as identity proof, address proof, and a passport-sized photograph.

Review and Approval

Our team will review your application and notify you once your membership is approved.

Start Saving and Investing

Once approved, you can start enjoying the benefits and make secure financial decisions with our expert guidance.

Frequently Asked Questions About COEQUAL Nidhi

COEQUAL Nidhi is a trusted financial institution that provides secure and reliable savings and investment solutions, including Fixed Deposits, Recurring Deposits, and high-return investment plans. We operate under the principles of mutual benefit, focusing on financial security and growth for our members.

A Fixed Deposit with COEQUAL Nidhi ensures high and assured returns on your savings, offering a risk-free way to grow your wealth. With flexible investment tenures and competitive interest rates, it’s an ideal choice for individuals looking for secure and stable financial growth.

A Recurring Deposit allows you to save systematically by depositing a fixed amount every month. This helps you build financial discipline while earning attractive interest over time. With customizable deposit tenures, it’s perfect for individuals looking to save for future goals.

Any Indian citizen above the age of 18 can become a member of COEQUAL Nidhi and open a Fixed Deposit or Recurring Deposit account. Required documents include identity proof, address proof, and a passport-sized photograph.

COEQUAL Nidhi operates with complete transparency in all its financial dealings. We follow strict regulatory guidelines, ensuring that all deposits and investments are handled ethically. Members receive clear terms, secure transactions, and detailed reports on their investments.

Penalty for premature withdrawal typically ranges from 0.5% to 1% of the FD interest rate. The exact penalty depends on the bank's policies.

A Loan against Fixed Deposit allows you to borrow money by pledging your FD as collateral. You can borrow up to 90% of your FD value at a lower interest rate compared to personal loans.

Yes, you can renew your Fixed Deposit after its maturity. Most banks offer automatic renewal options, or you can manually choose a different tenure or interest option.